FUNDING OPTIONS

Explore different ways to finance your new kitchen or bathroom with one of our three finance options.

Make the process of buying a kitchen or bathroom as simple as possible through the finance option that is most suitable to you.

Interest Free Credit

Interest free credit is available on all kitchens and bathrooms for up to 3 years on all products.

A minimum deposit is required.

50% DEPOSIT WITH 0% APR REPRESENTATIVE UP TO 3 YEARS

Cost of your kitchen or bathroom £7200

This representative example is based on the average product cost.

Item value (cash price):   £7,200
50% Deposit:   £3600
36 monthly repayments:   £100
Total amount payable:   £7,200

1,2 and 3 years interest free credit is available on all our kitchen and bathrooms and would require a minimum deposit.

There are no arrangement fees and no hidden costs with our interest free credit option.

You can make overpayments or pay off your agreement early at no additional cost.

Buy Now Pay Later

Pay NOTHING for an entire year! Get the use and value of your new kitchen or bathroom now. No interest is payable if you settle fully within the 12 month deferral period.

20% DEPOSIT WITH 19.9% APR REPRESENTATIVE OVER 5 YEARS

Cost of your kitchen or bathroom £7500

This representative example is based on the average product cost.

Item value (cash price):   £7,500
20% Deposit:   £1500
Rate of interest:   0% PA
Remaining sum paid within 12 months   £6000
Total amount payable:   £7,500

If you choose not to settle fully in the deferred period then your payment option will be:

20% Deposit:   £1500
60 monthly payments after 12 months:   £129.07
Representative APR over 5 years:   19.9% APR
Total amount payable:   £9,244.20

If you choose our Buy Now, Pay Later option you just pay 20% deposit, with only the remaining balance to pay when you settle within the 12 month period.
OR...
At the end of the deferral period you can choose to pay the balance over 60 months as shown above.

Pay Monthly Finance

Spread the cost over 5 to 10 years with lower monthly payments over an extended period to manage your budget.

No deposit required.

0% DEPOSIT WITH 13.9% APR REPRESENTATIVE UP TO 10 YEARS

Cost of your kitchen or bathroom £7500

This representative example is based on the average product cost.

Item value (cash price):   £7,500
0% Deposit:   £0
Representative APR over 5 years:   13.9% APR
60 monthly payments:   £171.03
Total amount payable:   £10,261.80


Or, pay monthly instalments over 10 years: Prefer to pay lower monthly instalments over an extended period? Consider this payment option instead:

0% Deposit:   £0
120 monthly repayments:   £112.43
Representative APR over 10 years:   13.9% APR
Total amount payable:   £13,481.60

Pay Monthly Finance means you can spread the cost of your improvement over 60 months or 120 months, with no deposit to pay upfront. You can settle early at any time.

Reduce your monthly payments by leaving a deposit of your choice.

Clearwater Bathrooms Ltd are authorised and regulated by the Financial Conduct Authority and act as a credit broker and not the lender. Credit is provided by a small panel of carefully selected lenders with whom we have a commercial relationship and we may receive a commission. All credit is subject to status and affordability.