FUNDING OPTIONS

Explore different ways to finance your new kitchen or bathroom with one of our three finance options.

Make the process of buying a kitchen or bathroom as simple as possible through the finance option that is most suitable to you.

Interest Free Credit

Interest free credit is available on all kitchens and bathrooms for up to 3 years.

A minimum deposit is required.

35% DEPOSIT WITH 0% APR REPRESENTATIVE UP TO 3 YEARS

This representative example is based on the average product cost.

Item value (cash price):   £9,700
35% Deposit:   £3,400
36 monthly repayments:   £175
Total amount payable:   £9,700

1,2 and 3 years interest free credit is available on all our kitchen and bathrooms and will require a minimum deposit.

There are no arrangement fees and no hidden costs with our interest free credit option. You can make overpayments or pay off your agreement early at no additional cost.

Buy Now Pay Later

Pay NOTHING for an entire year! Get the use and value of your new kitchen or bathroom now. No interest is payable if you settle fully within the 12 month deferral period.

20% DEPOSIT WITH 11.9% APR REPRESENTATIVE OVER 10 YEARS

This representative example is based on the average product cost.

Item value (cash price):   £9,700
20% Deposit:   £1,940
Amount of Credit   £7,760
Defer by (months)   12
120 monthly payments (Total term is 132 months)   £115.10
Interest Rate:   11.9%
Representative APR:   11.9%
Total amount payable:   £15,752
Admin Fee:   £29

If settled in full within the 12-month deferral period then there is no interest to pay, however a £29 admin fee will apply. This means that you would pay: £7,760 + £29 = £7,789

If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.

Pay Monthly Finance

Spread the cost over 5 to 10 years with lower monthly payments over an extended period to manage your budget. No deposit required.

0% DEPOSIT WITH 13.9% APR REPRESENTATIVE UP TO 10 YEARS

This representative example is based on the average product cost.

Item value (cash price):   £9,700
0% Deposit:   £0
Amount of Credit   £9,700
120 monthly payments:   £145.29
Interest Rate:   13.9%
Representative APR:   13.9%
Total amount payable:   £17,434.80

You can make additional repayments without penalty, which allows you to control the term of the loan and reduce the amount of interest you would pay.

You can also select repayment terms of 3, 5 and 15 years to suit your budget.

Please note that a 15 year repayment period is only available if the amount of credit is £7,500 or more.

Clearwater Bathrooms Ltd are authorised and regulated by the Financial Conduct Authority and act as a credit broker and not the lender. Credit is provided by a small panel of carefully selected lenders with whom we have a commercial relationship and we may receive a commission. All credit is subject to status and affordability.