FUNDING OPTIONS
Make the process of buying a kitchen or bathroom as simple as possible through the finance option that is most suitable to you.
Interest Free Credit
Interest free credit is available on all kitchens and bathrooms for up to 3 years.
A minimum deposit is required.
1,2 and 3 years interest free credit is available on all our kitchen and bathrooms and will require a minimum deposit. There are no arrangement fees and no hidden costs with our interest free credit option. You can make overpayments or pay off your agreement early at no additional cost.
Buy Now Pay Later
Pay NOTHING for an entire year! Get the use and value of your new kitchen or bathroom now. No interest is payable if you settle fully within the 12 month deferral period.
20% DEPOSIT WITH 11.9% APR REPRESENTATIVE OVER 10 YEARS
This representative example is based on the average product cost.
| Item value (cash price): | £9,700 | |
| 20% Deposit: | £1,940 | |
| Amount of Credit | £7,760 | |
| Defer by (months) | 12 | 120 monthly payments (Total term is 132 months) | £115.10 |
| Interest Rate: | 11.9% | |
| Representative APR: | 11.9% | |
| Total amount payable: | £15,752 | |
| Admin Fee: | £29 |
If settled in full within the 12-month deferral period then there is no interest to pay, however a £29 admin fee will apply. This means that you would pay:
£7,760 + £29 = £7,789
If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.
Pay Monthly Finance
Spread the cost over 5 to 10 years with lower monthly payments over an extended period to manage your budget. No deposit required.
0% DEPOSIT WITH 13.9% APR REPRESENTATIVE UP TO 10 YEARS
This representative example is based on the average product cost.
| Item value (cash price): | £9,700 | |
|---|---|---|
| 0% Deposit: | £0 | |
| Amount of Credit | £9,700 | |
| 120 monthly payments: | £145.29 | |
| Interest Rate: | 13.9% | |
| Representative APR: | 13.9% | |
| Total amount payable: | £17,434.80 |
You can make additional repayments without penalty, which allows you to control the term of the loan and reduce the amount of interest you would pay.
You can also select repayment terms of 3, 5 and 15 years to suit your budget.
Please note that a 15 year repayment period is only available if the amount of credit is £7,500 or more.
