FUNDING OPTIONS

Explore different ways to finance your new kitchen or bathroom with one of our three finance options.

Make the process of buying a kitchen or bathroom as simple as possible through the finance option that is most suitable to you.

Interest Free Credit

Interest free credit is available on all kitchens and bathrooms for up to 3 years.

A minimum deposit is required.

25% DEPOSIT WITH 0% APR REPRESENTATIVE UP TO 3 YEARS

Cost of your kitchen or bathroom £7200

This representative example is based on the average product cost.

Item value (cash price):   £7,200
25% Deposit:   £1800
36 monthly repayments:   £150
Total amount payable:   £7,200

1,2 and 3 years interest free credit is available on all our kitchen and bathrooms and will require a minimum deposit.

There are no arrangement fees and no hidden costs with our interest free credit option.

You can make overpayments or pay off your agreement early at no additional cost.

Buy Now Pay Later

Pay NOTHING for an entire year! Get the use and value of your new kitchen or bathroom now. No interest is payable if you settle fully within the 12 month deferral period.

20% DEPOSIT WITH 11.9% APR REPRESENTATIVE OVER 10 YEARS

Cost of your kitchen or bathroom £7500

This representative example is based on the average product cost.
If settled in full within the 12-month deferral period then there is no interest to pay, however a £29 early settlement fee will apply. This means that you would pay £6,000.00 + £29 = £6,029.00 (the amount borrowed + the early settlement fee).

If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full. Your payments would be as follows:

20% Deposit:   £1500
120 monthly payments after 12 months (Total term is 132 months)   £92.73
Representative APR:   11.9% APR
Total amount payable:   £12,627.60

You can make overpayments or pay off your agreement early at no additional cost.

Pay Monthly Finance

Spread the cost over 5 to 10 years with lower monthly payments over an extended period to manage your budget.

No deposit required.

0% DEPOSIT WITH 13.9% APR REPRESENTATIVE UP TO 10 YEARS

Cost of your kitchen or bathroom £7500

This representative example is based on the average product cost.

Item value (cash price):   £7,500
0% Deposit:   £0
Representative APR over 5 years:   13.9% APR
60 monthly payments:   £170.95
Total amount payable:   £10,257


Prefer to pay lower monthly instalments over an extended period? Consider this payment option instead:

0% Deposit:   £0
120 monthly repayments:   £112.43
Representative APR over 10 years:   13.9% APR
Total amount payable:   £13,479.60

You can make additional repayments without penalty, which allows you to control the term of the loan and reduce the amount of interest you would pay.

Clearwater Bathrooms Ltd are authorised and regulated by the Financial Conduct Authority and act as a credit broker and not the lender. Credit is provided by a small panel of carefully selected lenders with whom we have a commercial relationship and we may receive a commission. All credit is subject to status and affordability.