FUNDING OPTIONS
Make the process of buying a kitchen or bathroom as simple as possible through the finance option that is most suitable to you.
Interest Free Credit
Interest free credit is available on all kitchens and bathrooms for up to 30 months.
A minimum deposit is required.
35% DEPOSIT WITH 0% APR REPRESENTATIVE UP TO 30 MONTHS
Cost of your kitchen or bathroom £9,700
This representative example is based on the average product cost.
| Item value (cash price): | £9,700 | |
| 30% Deposit: | £3,400 | |
| Amount of Credit | £6,300 | |
| 30 monthly payments | £210 | |
| Total amount payable: | £15,752 |
20 and 30 months interest free credit is available on all our kitchen and bathrooms and will require a minimum deposit. There are no arrangement fees and no hidden costs with our interest free credit option. You can make overpayments or pay off your agreement early at no additional cost.
Buy Now Pay Later
Pay NOTHING for 9 months! Get the use and value of your new kitchen or bathroom now. No interest is payable if you settle fully within the 9 month deferral period.
20% DEPOSIT WITH 19.9% APR REPRESENTATIVE OVER 80 MONTHS
Cost of your kitchen or bathroom £9,700
This representative example is based on the average product cost.
| Item value (cash price): | £9,700 | |
| 20% Deposit: | £1,940 | |
| Amount of Credit | £7,760 | |
| Defer by (months) | 9 | 80 monthly payments (Total term is 89 months) | £190.19 |
| Interest Rate: | 19.9% | |
| Representative APR: | 19.9% Fixed | |
| Total amount payable: | £17,155.20 | |
| Admin Fee: | £29 |
If settled in full within the 9-month deferral period then there is no interest to pay, however a £29 admin fee will apply. This means that you would pay £7760 + £29 = £7789. If the loan is not settled in full within the deferral period then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full.
Pay Monthly Finance
Spread the cost over 5 to 10 years with lower monthly payments over an extended period to manage your budget.
No deposit required.
0% DEPOSIT WITH 14.9% APR REPRESENTATIVE UP TO 10 YEARS
Cost of your kitchen or bathroom £9,700
This representative example is based on the average product cost.
| Item value (cash price): | £9,700 | |
|---|---|---|
| 0% Deposit: | £0 | |
| Amount of Credit | £9,700 | |
| 120 monthly payments: | £150.43 | |
| Interest Rate: | 14.9% | |
| Representative APR: | 14.9% Fixed | |
| Total amount payable: | £18,051.60 |
You can make additional repayments without penalty, which allows you to control the term of the loan and reduce the amount of interest you would pay.
